Best Payment Processing Companies for Any Business: When accepting credit card payments from customers and other companies, freelancers, startups, small businesses of all sizes, and medium- and large-sized corporations have more choices than ever. Here is a list of 100 credit card and payment processing companies that provide a wide variety of technologies, such as blockchain, payment solutions, platforms, and tools that may help you increase your cash flow and drive more income for your offline or online company.
What is the best credit card or payment processing company?
What you need from a payment service will determine which credit card processing company fits your business best. When shopping for a credit card processing company, one of the most significant elements is processing fees and account expenses. However, other criteria might be just as important. For example, some services differentiate themselves by providing a seamless online and in-person payment processing experience, as well as free POS systems, online storefronts, and card readers. Others offer adaptable payment solutions for customers with significant transaction volumes, high levels of risk, or enterprise-level businesses.
100 Best Payment Processing Companies for Businesses of All Sizes
We have compiled a list of the top 100 payment processing companies in 2023 for each and every form of business that you would want to consider.
2Checkout is the industry-leading global payment platform that enables companies to accept online and mobile payments from customers across the globe using various customized payment methods. The capabilities include a pre-integrated payments gateway, a merchant account, compliance with PCI standards, protection against international fraud, and integration with over one hundred shopping carts. It is among the best Payment Processing Companies for your business.
2. ACH Payments
ACH Payments provides companies with web-based ACH and credit card processing, including virtual terminals and API access. It also accepts payments through checks. All types and sizes of companies may take advantage of the online payment processing options provided by ACH Payments. In addition, CH Payments is a point-of-sale (POS) technology provider for computers. Depending on your payment processing systems, the costs associated with processing ACH payments might get rather pricey. Due has the market’s most competitively priced credit card processing fees, coming in at a flat 2.8%.
3. Aliant Payments
Aliant Payments provide credit card processing and independent merchant services. This company works in partnership with the industry leader in credit card and payment processing. This year, it was included on our list of the best payment processing companies. Aliant Payments also offers solutions tailored to the needs of specific sectors. So whether you own a petrol station or a grocery shop, you have access to a wide variety of payment industry-specific alternatives from which to choose a bespoke solution.
4. Amazon Payments
Amazon Payments is a business that allows businesses to expand their operations while simultaneously engaging with Amazon’s customers on desktop, tablet, and mobile devices. For example, a customer can pay directly on a merchant’s website using the account and payment information saved on Amazon. It’s a top pick for payment processing services.
5. American Express Serve
The American Express Serve card is a debit card that offers a cash-back bonus of 1% at retail locations and online. In addition, it provides mobile access, free cash withdrawals at ATMs, and security against fraud. American Express primarily provides solutions for credit card issues to consumers and bigger businesses. It is one of the top Payment Processing Companies for your firm.
6. Android Pay
Through an Android smartphone and Android Pay, users can make payments for in-app and in-store purchases. Unlocked mobile devices may then be brought into proximity to a contactless terminal and used to make payments in-store or inside apps that support the feature. It is also possible to use it to keep a record of purchases and save payment information in a safe and handy manner. However, It is one of the most effective payment processing companies available for your business.
Using an Apple device, like an iPhone or Apple Watch, to make a purchase is an easy and secure process thanks to Apple Pay, which Apple developed. To authorize your payment authorization, you must hold your phone above the payment gateway and press the home button. With Apple Pay, you will no longer need to carry everywhere all of your credit and debit cards; instead, you will be able to keep all of your cards on your smartphone and choose which card you want to use at the point of purchase. ApplePay is one of the top payment processing companies for safe transactions.
8. Ariba Pay
Ariba Pay is a business-to-business (B2B) payments system that combines the delivery of cash settlement with the provision of extensive, line-level remittance data. It provides suppliers with the information they need to reconcile and post payments. Discover Network is one of the companies that has collaborated with Ariba Pay, which is an excellent method to manage your banking information and transfer money safely. You must consider it among the other best payment processing companies on this list.
In addition to providing merchant services by telephone and postal order, Authorize.net now provides merchant services through the internet and mobile devices. Processing of credit cards, electronic checks, online payments, and recurring billing are all available via the platforms. Authorize.net allows for payments to be made in-store, but there is a one-time setup fee of $49, a monthly fee of $25 for the payment gateway, and a transaction fee of $2.9% plus $0.30.
10. Beacon Payments
Beacon Payments allows businesses of any size the capacity to accept payments made using mobile wallets, such as NFC, EMV, and QR code payments. Processing of credit cards, electronic checks, online payments, and recurring billing are all offered by platforms. In addition, beacon Payments provides gift and loyalty card services and in-store payment processing.
11. Bell ID
In the world of mobile payments, Bell ID is widely regarded as a pioneer among other payment processing companies. A comprehensive suite of mobile payment solutions that enable cloud-based services employing host card emulation (HCE), EMVCo tokenization (TSP), trusted services management (TSM) for SIM-based projects and embedded secure element solutions are among the technologies that Bell ID has developed.
12. Best Card Payments
Credit card processing, business financing, gift cards, and a variety of other services are made available to businesses of all sizes by Best Card Payments. Credit card processing, online invoicing, and recurring payments are among the services that platforms provide. In addition, point-of-sale processing is available through Best Card Payments. In terms of price, Best Card Payments claims that they provide competitive rates; however, to get these rates, you will be required to submit a quotation request. It is one of the greatest payment processing companies in terms of safe transactions.
Bill.com is the industry leader in digital business payments, and its accounts payable and accounts receivable solutions are very user-friendly. You may submit your bills online or via the mail using bill.com. After that, their program automatically takes care of the remainder of the steps involved in the payment process. It pays your invoices directly and then syncs with the accounting software you use.
Bitcoin is a decentralized digital currency that may be used as an alternative payment and transaction medium. It is crypto money credited with having a profoundly transformative impact on the internet payment sector. Bitcoin is a digital currency that enables users to send and receive payments online in a highly secure manner. You will need to choose a Bitcoin Wallet to store your bitcoins and get access to a Bitcoin exchange to buy and sell bitcoins before you can send and receive payments using bitcoin. You can consider it among the best payment processing companies for sending and receiving payments in form of crypto.
Bitpay is a service that facilitates depositing bitcoin payments into a bank account, which may then be used to purchase goods and services. It effectively enables customers to buy and sell goods using bitcoin, and it also provides FIAT settlement into almost all of the world’s most used currencies and among the best payment processing companies.
16. Blue Dog Business Services
Blue Dog Business Services is a company that processes credit card payments for small businesses in over 200 countries. Their services include EMV and mobile wallet processing, processing for Apple Pay, e-commerce, mobile solutions, gift card solutions, and conversion for ACH and checks. In addition to that, they provide a variety of marketing and analytics services. Blue Dog Business Services asserts that their prices are competitive; nevertheless, you will be required to request a quotation to enquire about these prices.
BluePay offers a variety of payment solutions, such as batch processing, processing of big tickets, mobile credit card processing, processing at point-of-sale systems, processing for online commerce, and more. It provides solutions for e-commerce as well as point-of-sale transactions.
18. Bluepoint Solutions
Bluepoint Solutions offers comprehensive content management and payment processing solutions to financial institutions throughout the country. These services are available to B2B, B2G, enterprise, and small and medium businesses in all market sectors. Bluepoint Solutions’ primary areas of concentration are the processing of check payments and the image capturing of any relevant financial documents.
Boku is the most prominent independent carrier billing firm in the world since it operates in over 60 countries, can handle payment requests from over 4 billion phones and is the market leader in mobile payments. It focuses on mobile payment processes for companies of all sizes and offers a hosted checkout for web-based businesses that want to accept payments online. It is the most famous among other payment processing companies.
Braintree is a payments startup that provides worldwide commerce technologies that enable businesses to take payments from customers on almost any device and with virtually any amount. It is compatible with 130 different currencies and 40 different countries. Provides a hosted checkout experience for online businesses and makes it possible for companies of all sizes to use the payment processing capabilities they provide. You can use Braintree’s basic checkout flow, or you may create your own and modify it.
CardConnect’s unique tokenization, P2PE Certification, and gateway technologies assist over 50,000 retailers throughout the United States with processing credit card transactions. They offer payment processing solutions for businesses of all sizes and a payment processing application programming interface (API) that enables online businesses to process debit and credit cards. Additionally, they offer assistance with electronic payments, such as automatic deposits and online monitoring.
Cashworx is a countrywide ATM and point-of-sale (POS) supplier for many companies on the Fortune 500 list. In addition, Cashworx provides systems for processing credit cards at points of sale and automated cash machines.
23. Cayan Merchant Services
Cayan is the leading payment technology provider that provides businesses with a competitive edge. These technologies include easy and dependable payment processing and a fully integrated, multi-channel Customer Engagement Platform solution. Cayan provides solutions for e-commerce as well as point-of-sale systems.
24. Central Payment
Retailers and other businesses may use the payment equipment solutions provided by Central Payment, such as POS terminals, mobile and wireless payment processing, and two different payment gateway alternatives, including PayHub and Authorize.net. As a result, all types and sizes of businesses may take advantage of the credit card processing services offered by Central Payment. In addition, payment processing at the point of sale is available via Central Payment using Verifone hardware. Central payment is among the best payment processing companies you can consider for your business.
25. Certified Payment Processing
Certified Payment Processing is dedicated to providing small businesses with payment processing options within their price range. The processing of debit and credit cards, check conversion and guarantee, mobile payments, gift and loyalty card processing, solutions for e-commerce stores, processing of ATM and EBT cards, and more are some of the services they provide. E-commerce and point of sale are two service areas that are covered by Certified Payment Processing’s offerings.
26. Chase Paymentech
Chase Paymentech provides businesses with a complete payment and credit card processing service that includes credit card processing, Apple Pay, recurring payments, international payments, NFC payments, electronic checks, PayPal, online and mobile payments, credit card machines, and point-of-sale (POS) systems. Include among your payment options services for processing credit cards, electronic checks, connection with PayPal, online and mobile payments, and recurring fees. In addition, Chase Paymentech is a provider of POS systems and worldwide payment methods and among the best payment processing companies available today.
Circle enables users to transfer funds to a debit or credit card and a bank account via email or text messages. It may be downloaded on both iOS and Android. The primary purpose of Circle is to facilitate the sharing of modest sums of money with one’s friends or “circle.”
28. Circle Plus Payments
Circle Plus Payments allows users to take credit card payments and Bitcoin transactions on their iOS and Android devices, regardless of where they are in the globe. It is a mobile payment solution that enables customers in over 23 countries to accept payments made through credit cards, debit cards, and bitcoin only via their cellphones. Circle Plus Payments is neither in the business of selling merchant accounts nor handling any genuine transactions on your behalf. Instead, it is connected with Stripe Connect and costs 2.9% plus $0.30 for each successful transaction. It is among the best payment processing companies for the growth of your business in 2023.
Clearxchange is the first digital payments network in the United States. It is owned by some of the website’s most renowned financial institutions, and it facilitates the transfer of funds from customers’ payment sources directly into their bank accounts, bypassing the need for any involvement from a third party. Clearxchange acts as a go-between for financial transactions between different institutions. You may transfer money to pals via your Clearxchange account using their mobile number or email address instead of their physical address.
Like other best payment processing companies, Clover provides a diverse selection of point-of-sale (POS) systems, payment platforms, and marketing tools, such as creating online stores and gift cards. Processing of credit card transactions may be done online with Clover. While Due does not currently have this capability, Clover provides a variety of point-of-sale (POS) solutions. In addition, clover allows businesses to create their own “online shops” by providing them with various templates.
31. Cornerstone Merchant Services
EMV, merchant accounts, and a payment gateway are some products and services made available to merchants, retailers, and other types of businesses by Cornerstone Merchant Solutions. In addition, all types and sizes of companies may take advantage of the payment processing alternatives provided by Cornerstone Merchant Solutions.
CyberSource is a provider of all different kinds of payment and merchant solutions, such as recurring billing, direct debit payments, digital wallet, digital payment services, cross-channel payments, the capability to connect with 100 different processors all over the world and accept cards from over 190 other countries, and payer authentication. You will have access to various tools, including payment processing, digital wallets, and recurring billing, when you use CyberSource. It is accomplished using a massive decentralized network of processing partners and Gateways. However, You can consider it among the best payment processing companies online.
33. Digital Check
Digital Check provides services for remote depositing, checks to cash, checks to scan, and vault processing. The only things that are storing, imaging, and caching statements are concerned with are Digital checks.
Are you looking for the best payment processing companies? Dwolla provides users with simple and safe payment options that may be used to send and receive money from anywhere in the United States. It enables bank transfers, provides bulk payment options, and provides a user- and developer-friendly environment for upgraded and free accounts. Moreover, you can transfer money to other Dwolla users around the network completely free of charge. You will need to contact sales to get a price quotation for accessing Dwolla’s premium services.
35. eData Financial Group
EDataPay is the retail supplier and eCommerce account Internet banking provider for real-time, batch credit card, ACH, direct debits, mobile wallets, eWallets, and mobile payments processing services for banks and merchants as a bank card/electronic payment provider. EDataPay provides businesses of any size with credit card processing services, electronic wallets, automated clearing house (ACH) services, and mobile payment processing services. eDataPay offers a wide variety of point-of-sale (POS) solutions.
Elavon is a payments technology firm that creates customer loyalty programs for shops and provides solutions for small businesses, organizations, marketplaces, and sectors. It caters to companies of all sizes, providing them with payment processing and reporting services. In addition, Elavon includes point-of-sale (POS) systems.
37. Electronic Payment Systems
Like other best payment processing companies, Electronic Payment Systems is one of the nation’s oldest and most prominent privately owned merchant service suppliers of electronic payment solutions to businesses and ISO’s. The company was founded in 1983 and has grown to become one of the nation’s largest privately held merchant service providers. They provide a complete suite of merchant processing solutions, high levels of data protection, and specialized knowledge for many businesses, including shops, restaurants, hotels, automobiles, healthcare, service businesses, e-Commerce businesses, and not-for-profit organizations.
EPX is a global payments firm that assists merchants and retailers all over the globe by providing payment processing for credit cards, debit cards, and electronic checks (ACH), as well as e-commerce payment processing, a virtual terminal, mobile payments, and extensive reporting services. It provides businesses of all sizes with processing services for credit cards, debit cards, and ACH transactions. In addition, EPX can provide customers with POS systems and the company to develop a pay page for their online businesses.
39. Facebook Messenger
Because the funds flow straight from a consumer’s bank account, consumers may use their debit cards to send money to other individuals using the Facebook Messenger app without worrying about the transfer of funds required to receive or send the money. Likewise, users can connect their payment cards to their Facebook accounts so that they may make and receive payments using Facebook Messenger. Always dealing bank to bank, these transactions are. It is the most popular among other payment processing companies.
40. Fatt Merchant
Flat-rate merchant services are provided by Fattmerchant, which offers its customers limitless payment processing with no markups, no ancillary costs, and no contracts required. They eliminate the need for a middleman by giving customers direct access to low-cost credit card processing for Visa, MasterCard, and American Express cards. Businesses of all kinds may benefit from the “no-middleman” credit card processing solution provided by Fattmerchant.com. Both point-of-sale (POS) systems and an online shopping cart checkout are available from Fattmerchant. Fattmerchant is now StaxPayments.
41. First Bankcard Processing
In addition to providing merchant accounts for processing credit cards, First Bankcard Processing also provides POS equipment, payment gateways, electronic invoicing, gift cards, and other services. As a result, all types and sizes of businesses may take advantage of the payment processing solutions provided by First Bankcard Processing. In addition, Bankcard Processing offers solutions for point-of-sale (POS) and online commerce.
42. First Data
Small businesses may use payment options First Data provides, such as retail credit card processing. Large merchants, on the other hand, can take advantage of eCheck acceptance in addition to debit and credit card processing. The company also offers terminals and various financial goods and solutions. Businesses may make use of the payment processing solutions provided by First Data. First Data offers a far more comprehensive selection of industry-specific solutions. The terms “global” and “national” financial institutions, “national” financial institutions, “community” financial institutions, and “government” institutions are all included in these businesses. They provide POS as well as online processing options. It is the most popular among other payment processing companies. First Data is now Fiserv.
43. FIS Global
FIS Global is a corporation that specializes in financial solutions. It provides a payment platform for processing debit and credit cards, as well as digital payments, enterprise payments, and corporate payments. Payment gateways, app development, and specialized hardware are other payment solutions for merchants. Businesses may take advantage of the payment processing solutions offered by FIS Global. In addition, FIS Global provides banking, wealth management, and management consulting services to surpass its customers’ expectations better. FIS Global caters mainly to more substantial businesses and provides a wide variety of sector-specific solutions.
44. Flagship Merchant Services
Flagship Merchant Services is a business leader providing credit card processing services to almost all commercial enterprises. They have one of the most significant divisions in the credit card processing business for handling chargebacks, fraud, and loss prevention using credit cards. Companies of all sizes may take advantage of the e-commerce payment processing solution provided by Flagship Merchant Services. You may receive an estimate of their prices by submitting a request for a free quotation through their website. You can consider it among the best payment processing companies for your business.
Fortumo is an industry-leading worldwide supplier of direct carrier billing. The company was established in 2007. Payments processed via Fortumo are accepted in 94 different marketplaces and link retailers to customers of more than 350 mobile operator networks. In addition, numerous businesses may use the payment processing alternatives made available by Fortumo. Each provides a streamlined and user-friendly checkout process, in-depth reporting and analysis, and a mechanism for processing recurring payments.
46. Go Emerchant
Go Emerchant is a firm that processes payments and provides services such as Mobile payments, EMV processing, iPad POS, a payment gateway, recurring billing, shopping cart capabilities, and a QuickBooks plugin. is also a company that offers a shopping cart capability. The payment processing options offered by Go Emerchant include recurring billing, mobile payments, online and mobile payments, and a shopping cart plugin. In addition, it can provide POS systems in addition to EMV and Credit Card machines.
47. Google Wallet
You may send money to anybody in the United States using their phone number or email address. Sending money straight from your Wallet Balance, debit card, or bank account is a breeze, and it’s entirely free to do so. In addition, it enables users to transfer money across the network at no cost, using the amount on a connected card or bank account or the balance in a digital wallet. It is one of the most reliable and best among other payment processing companies on this page.
48. Gravity Payments
Gravity Payments was founded to assist small companies in obtaining credit card processing pricing that is both transparent and equitable. The organization can now provide services for mobile payments, points of sale, gift and loyalty cards, and solutions for working capital. In Addition to Credit card processing, a hosted checkout for online companies, reporting, and analytics are some of the services that Gravity Payments provides to businesses of all kinds. In addition to point-of-sale (POS) systems, Gravity Payments includes gift cards and loyalty cards.
The point-of-sale (POS) technology and merchant services provided by Harbortouch enable businesses to accept a diverse variety of payment methods, including EBT and all major credit and debit cards. In addition, they provide other payment services such as check services, cash advances, ATMs, gift and loyalty programs, and an extra payment gateway provided by Authorize.net. Regarding payment processing, Harbortouch is primarily concerned with point-of-sale (POS) systems. It is among the best Payment Processing Companies you should consider in 2023.
50. Heartland Payment Systems
Card processing, security technologies, and other services are just some of the things that Heartland offers to companies and educational institutions. In addition, Heartland Payment System is one of the leading payment processors in the United States. As a result, businesses of all sizes may take advantage of Heartland’s online payment processing, payroll, and invoicing solutions. In addition to point-of-sale (POS) systems, It offers a feature set that can be adapted in a much more specific manner to meet the requirements of the company.
51. Intuit Payments
Intuit Payments collaborates with Quickbooks Online to facilitate accepting payments from clients, including those made through mobile and desktop software versions. The option to take credit cards such as Visa, Mastercard, Discover, and American Express is one of the features offered, along with a free card reader and automated updates to Quickbooks whenever new payments are processed. Payment processing is available through Quickbooks Payments, which Intuit Payments provide. You can collect payments on any device using this method. If you prefer to pay for your purchases as you go, the fees are as follows: 2.4% plus $0.25 per transaction for swiped cards, 3.4% plus $0.25 per transaction for keyed cards, and $0.50 for each ACH transfer.
IPayment provides a comprehensive suite of payment solutions, such as NFC and EMV contactless acceptance, gift and loyalty programs, cash advance programs, eCommerce tools, retail solutions, and platforms for pay-at-the-pump transactions. As a result, IPayment can accommodate enterprises of any size by providing choices for processing e-commerce payments. In addition, iPayment is equipped with point-of-sale (POS) systems and retail payment solutions. In 2023, it’s one of the greatest payment processing companies.
53. Leaders Merchant Services
Leaders Merchant Services is a corporation established in California that caters to businesses of all kinds and specializes in the processing of credit cards and debit cards. Merchants that use their payment processing services can process both standard card-present transactions (also known as “swiped” transactions) and card-not-present transactions (also known as “keyed” transactions). Services for processing payments may be obtained in-store as well as online through Leaders.
54. Leap Payments
Leap Payments is a firm that processes credit cards and provides mobile card readers and credit card machines to businesses in various sectors. Services for processing payments may be obtained in-store and online through Leap Payments.
LevelUp provides one-touch mobile payments and loyalty cards for your consumers, deep data, cost savings for processing, and ROI-driven marketing initiatives. In addition, LevelUp offers solutions in some form related to payment processing. LevelUp is primarily concerned with developing mobile software solutions for the unique requirements of various industries. Their primary audience is the restaurant industry, and they assist with features such as in-store payments, ordering ahead, and the provision of actionable analytics and statistics.
In the global payments sector, Mastercard is a technology corporation that runs the world’s fastest payments processing network. This network connects consumers, financial institutions, merchants, governments, and enterprises in more than 210 countries and territories. Mastercard offers the infrastructure necessary for businesses of any size to use various payment processing technologies to optimize their operations. In addition, it is capable of handling the processing of payments. You can see the interchange fees that Mastercard charges online. In 2023, it is one of the most reputable Payment Processing Companies that you have to take into consideration.
57. Maverick Bank Card
In addition to offering merchant financing and cash advances, payment gateways, gift card and loyalty card programs, check and ACH processing, point-of-sale equipment, and fraud and chargeback protection tools, Maverick Bank Card handles all sorts of credit cards, both in-store and online. All types and sizes of companies may take advantage of the payment processing solutions provided by Maverick Bank Card. Processing may be done using many different payment channels with the Maverick Bank Card.
58. Merchant e-Solutions
Merchant e-Solutions provides worldwide credit card processing in-person, online, and through mobile devices for businesses in various sectors, including the hospitality and retail sectors. All kinds of organizations may use Merchant e-solutions online payment processing services. It provides payment processing for physical and mortar businesses and provides sector-specialized solutions.
Small companies may take advantage of Merchant One’s debit and credit card processing services, which include support for all major credit and debit cards, a free credit card reader, straightforward pricing, the absence of a required contract, and the absence of any hidden costs. Provide companies of all kinds with the ability to handle payments online. In addition to point-of-sale (POS) systems, cash advances, and gift and reward cards, Merchant e-Solutions provides all of these services. You must provide Merchant One with an online quotation to get an estimate of the prices. Due’s payment processing costs are a flat 2.8% or even lower, depending on the volume, and there are no additional hidden or recurring fees. It is one of the top Payment Processing Companies to consider in 2023.
60. Moneris Solutions
Moneris Solutions provides a diverse selection of payment systems and technologies, such as countertop and wireless terminals, online payments, in-app payments, mobile and tablet versions and self-serve and kiosk options. Additionally, they provide a currency conversion service and gift and reward programs. As a result, all kinds of enterprises may take advantage of its convenient online payment processing. In addition to point-of-sale (POS) systems, Moneris provides sector-specific solutions.
61. National Bankcard
National Bankcard is a payment processing firm that handles the processing of debit/credit cards, EMV and chip cards, loyalty and gift cards, cash advances, and check services through terminals, mobile devices, the internet, and point-of-sale systems. In addition to that, it has online reporting and connectivity with QuickBooks. Processing online payments, providing check services, and providing reports are some things that National Bankcard offers to companies of all kinds. In addition, National Bankcard provides POS systems, cash advances, and gift and reward cards, services that Due does not currently offer. If you are looking for the best Payment Processing Companies you should consider National Bankcard.
62. National Merchant Services
Processing of credit and debit cards, gift and loyalty cards, check acceptance, EBT, company finance, and merchant analytics are some of the other services offered by National Merchant Services. In addition, it provides online payment processing, checks services, and reporting for different enterprises. To offer virtual terminals and point-of-sale (POS) systems, National Bankcard has formed partnerships with various additional services and gateways.
63. National Processing
National Processing is a payment processing firm that accepts ACH, credit cards, checks, and online payments. The company strongly emphasizes providing excellent card service, competitive prices, software, and a speedy installation procedure. ACH transfer and payment processing capabilities should be made available to companies of varying sizes. For payment processing, National Processing assesses fees of $15 per month in addition to $0.24 for each ACH transfer and $2 per month in addition to 2.7% plus $0.20 per transaction. Consider National Processing if you are searching for the most reputable Payment Processing Companies.
Using PayAnywhere Storefront or PayAnywhere Mobile, a firm may take credit cards from customers more efficiently. PayAnywhere Mobile is compatible with iPhones, iPads, and Android devices. In addition, PayAnywhere is the only company that provides mobile reader and storefront payment processing solutions.
Users can pay one another and trade using various methods by texting or emailing one another using PayCircle. Additionally, a variety of payment processing solutions are made available by the organization. Users can send, receive, and process payments using this functionality. You will need to obtain a quotation through PayCircle to know the cost.
Pay Junction can assist businesses of all sizes with their payment processing needs. Some payments provide a swipe card, e-check, NFC phone, and Apple Watch. Other payment options include electronic signature capture, digital receipts, and comprehensive reporting. Businesses of all sizes may use your payment processing and reporting capabilities. Because they can provide low prices, Pay Junction caters primarily to enterprises of moderate to large size. Additionally, the company requires higher transaction volumes. PayJunction is a great option to take into consideration if you are looking for the top payment processing companies.
PayLeap enables merchants to take debit and credit cards for in-person transactions, mobile payments, payments made through e-commerce websites, and payments made over the phone for online purchases. They provide a variety of additional services and features for developers and merchants. It offers small companies and online merchants a variety of payment processing alternatives tailored to their needs. PayLeap enables customers to make payments in-store, while Due does not yet have this option available. PayLeap’s payment processing services require a fee of 2.89% plus $0.29 per transaction in addition to $19.99 / month.
68. Payline Data
Payline Data is a merchant services firm that offers comprehensive solutions for companies of any size. They are pleased to provide a percentage of our revenues to various charitable organizations. Like other best payment processing companies, It provides choices for the processing of payments in secure way. Payline Data facilitates in-store payments, while Due does not yet have this option available to its customers. Payline Data processes online payments for a price of $15 per month in addition to interchange fees, 0.35% of each transaction, and $0.10 in processing fees.
Payment Depot offers credit card processing on a wholesale level to all companies and believes that this results in monthly savings of 40% for those firms. Provide the capability for processing credit card payments to a wide range of enterprises. In addition, payment Depot provides a solution for wholesale transactions, which means it handles payments directly with various credit card issuers.
PayPal is among the top payment processing companies available. With a linked bank account, debit card, or credit card, PayPal provides users with a hassle-free and secure payment method for merchants, friends, and family. Users can send, receive, and process payments online with the help of PayPal. In addition to that, it has the capability of creating invoices and using a digital wallet. Mobile card readers and point-of-sale systems are both available through PayPal. In addition, there are no hidden costs or monthly fees associated with PayPal’s processing; the company charges 2.9% plus $0.30 for each transaction.
PaySimple provides its users with a simple and cost-effective method for accepting payments from their clientele through ACH/eCheck and credit card processing. In addition, they provide customizable options, recurring billing, and automated receipt generation. Businesses of all sizes may use your ACH/eCheck, recurring billing, payment processing and online payment capability. There are several price points available for each tier. PaySimple’s monthly price for the basic plan is $49.95, in addition to any transaction fees and relevant taxes.
72. Planet Payment
Like other best Payment Processing Companies you should consider Planet Payment, it is a global provider of cutting-edge payment processing services. These services include credit card processing, merchant solutions, gateway processing, and multi-currency solutions. Planet Payment serves several nations all over the globe. Provide the capability for processing payments to a diverse range of payment kinds. In addition, planet Payment provides a gateway solution adapted to the requirements of specific markets and monetary systems.
Through their payment service, Popmoney, customers no longer need the help of cash or cheques. It’s as simple as sending an email or text to a friend or family member to send, request, or receive money. Users of Popmoney may transfer money to one another on the site as quickly as they can send a text message to one another. This credit card processing provider charges a fee of $0.95 for transferring money from one bank account to another bank account.
Poynt is a leading payment processing company that you should look into. It enables retailers to take all forms of payment, including ApplePay, chip and magnetic stripe cards, gift cards, QR codes, and loyalty cards. It also allows shops to accept all of these forms of payment at once. In addition, Poynt will enable clients to process payments such as Apple Pay and loyalty cards using an in-store payment terminal and a mobile chip reader that can be used with their smartphones.
75. Priority Payment Systems
In addition to mobile payments, Apple Pay, e-commerce, Quickbooks integration, ACH transactions and website development tool, invoicing and recurring billing, inventory, restaurant ordering, medical payments and other terminals and other POS equipment, the one-of-a-kind payment solutions platform offered by Priority Payment Systems includes all of these features and more. Provides a comprehensive set of payment processing and merchant solutions that can be tailored to meet the needs of companies of any size.
The processing firm known as ProPay provides a means to take credit cards everywhere and at any time through the use of a card reader, mobile application, or desktop software program. It gives a mechanism to make payments anywhere in the world and is compatible with a number of different currencies. Additionally, it provides flexible merchant services. It is also compatible with the accounting software Quickbooks. Compared to other payment firms, ProPay delivers more tailored solutions to specific industries in addition to a broader collection of features and integrations.
RedFynn can assist with processing payments for small companies by providing a variety of point-of-sale (POS) systems, payment gateways, physical and virtual terminals, and more for all kinds of enterprises and sectors. Because RedFynn provides additional solutions tailored to a specific sector in addition to POS systems and processing through a payment gateway, the prices may vary. It is the most reliable Payment Processing Companies you should consider today.
78. Regal Payment Systems
Regal Payment Systems provides point-of-sale (POS) equipment, including credit card terminals. Their merchant services include receiving payments through mobile devices, accepting checks, payment gateway provided by Authorize.net, gift and loyalty card programs. Their primary concerns are the development of new payment technologies and maintaining PCI compliance. In addition to point-of-sale (POS) systems and gift and loyalty card programs, Regal Payment Systems provides more sector-specific solutions and among the best payment processing companies.
79. Rev Worldwide
Rev Worldwide has established a worldwide payments network that features cutting-edge payment solutions that can be adapted to the many currencies and languages used worldwide. In addition to this, they provide mobile payment solutions for a diverse selection of business sectors. Rev Worldwide places a greater emphasis on the possibilities of foreign payment as well as the choices for mobile payment.
80. Samsung Pay
Using Samsung Pay, a Galaxy smartphone may be transformed into a wallet capable of storing debit/credit cards, membership cards, loyalty cards, gift cards for use at checkout at most places across the globe. By making this payment method available to consumers, businesses stand to get more clients. You may attach several card cards to your smartphone using Samsung Pay and use any of those cards to make payments using your mobile device.
81. Shopify Payments
Shopify Payments, known for providing online storefronts for merchants and corporations, provides a payment solution that expands the types of payments that may be accepted and processed. A POS solution, a purchase button, social buy buttons, and payment card acceptance are all included as features, and there is no obligation for an account with a third party. In addition, Shopify provides point-of-payment (POS) systems and accepts payments on-site. Nowadays, Shopify Payments is among the most trustworthy Payment Processing Companies available.
Like other best payment processing companies, ShopKeep is a point-of-payment system for iPads that takes Apple Pay in addition to traditional debit and credit cards. It also provides a low integrated processing rate for payments. HopKeep provides an in-store payment processing solution that is compatible with IOS. They promise a low integrated processing rate, and the lowest monthly charge for a single register is $69 per month.
Skrill is a digital payment firm headquartered in London that creates worldwide payment solutions for companies and individuals. One of the company’s goals is to simplify sending money to loved ones and acquaintances by requiring an email address and a password. Allow you to transfer money with simply an email address while also allowing you to attach a credit/debit card, and a bank account to the platform. In addition, it provides a digital wallet, which enables you to store money in your account and make fast payments using the money already available in your account. You can consider it among the best payment processing companies.
84. Snap Cash
Snapcash was developed in collaboration with Square to provide users of Snapchat with a quick and easy method for exchanging money inside the Chat function. Users of Snapchat who have successfully connected their debit card to the app can send Snapcash to any member of their contact list who meets the requirements to receive Snapcash. However, you can only transfer money to other users who are also using the Snapcash app, and even then, only if those other users have chosen to accept Snapcash. You should consider Snap Cash as it is among the best payment processing companies you should consider today.
It is a platform that helps people build online stores, including accepting payments online. It also assists merchants with in-store payments by providing a mobile app and card reader, giving clients multiple ways to pay for goods and services. Spark is now a part of Capital One and provides these services. Due still needs to get POS systems, tax planning, or business IQ, but Spark has. So spark also provides these things.
Like other best payment processing companies, Square is a company that develops solutions to assist merchants of all kinds in launching, managing, and expanding their companies. The point-of-sale solution offered by Square provides capabilities for every aspect of operating a company, such as the ability to take credit cards and maintain inventory, real-time analytics, and invoice customers. Additionally, it allows payments to be made through Square Cash. Mobile card readers and point-of-sale (POS) systems are offered by Square, which Due still needs to have in place. Refer to the website if you need additional information about Square’s cost, depending on how you take credit cards (keyed, swiped, tapped, etc.).
Stripe is the most prominent developer-oriented commerce firm in the world, and it assists large and small businesses in accepting payments over the web and mobile devices. It is geared mainly toward the developer audience and offers various application programming interfaces (APIs) for different payment use cases. For processing payments, Stripe assesses a fee of 2.9% plus $0.30 per transaction. Stripe is a top choice among the many payment processing services available today.
88. Swift Pay Systems
Credit card processing is available through Swift Pay Systems with a monthly subscription that provides direct access to interchange rates to process credit cards. In addition to this, they do not provide any processing equipment, contracts, or technical assistance. Monthly costs for using Swift Pay Systems begin at $39 per month, in addition to $0.19 per transaction, with a volume cap of 10,000 transactions per month.
Tipalti is an automated worldwide mass payment system that reimagines how online advertising networks, affiliate networks, crowdsourcing platforms, and online marketplaces pay their partners. It caters mainly to more substantial businesses and provides sector-specific solutions. In addition, they specialize in providing organizations with customized solutions that may help them reimagine the account payables process. Tipalti is among the greatest Payment Processing Companies that you should think about using today, so you should give them some consideration.
90. Total Merchant Services
With the assistance of Total Merchant Services, a company may take any form of payment, regardless of location, including Apple Pay, Google Wallet, NFC, gift and chip cards, debit and credit cards, and Android Pay. Terminals and card readers, point-of-sale (POS) online payment solutions, financing, and marketing services, including loyalty cards, are all available from this company. Additionally, it assists companies in meeting the requirements for EMV compliance and among the best payment processing companies.
TransFirst is one of the most prominent suppliers of secure payment processing in the United States. In addition, the company offers merchant services and solutions that may benefit companies of any size. Specializes in industry-specific and integrated solutions for businesses of a larger size, and provides point-of-sale (POS) systems as well as in-store payment processing. It is regarded among the most secured payment processing companies. TransFirst the same as TSYS.
92. TSYS Merchant Solutions
TSYS Merchant Solutions offers streamlined, secure, and cutting-edge solutions throughout the whole of the payments spectrum. These solutions include issuer bank processing, merchant acquisition, and prepaid program administration. You will need to submit a quotation request online with TSYS to acquire an estimate of the prices. In addition, TSYS provides point-of-sale (POS) systems, while Due is now only available online.
Vantiv is a payments firm that helps a diverse range of companies and organizations by providing a variety of payment choices, both in-store and online, for its clients’ consumers. They are equipped with terminals, point-of-sale systems, and the capacity to collect payments by debit and credit cards, mobile payments, gift cards, prepaid cards, ACH, and electronic checks, among other card methods. In addition, they handle the processing of payments both domestically and internationally. You should consider it as the best among other payment processing companies mentioned on this list.
People can make and share payments with their pals using Venmo, a digital wallet service. You can attach a credit/debit card, or bank account to the site, but the only thing required to transfer money is an email address. In addition, it provides a digital wallet, which enables you to store cash in your account and make fast payments using the money already available in your account. Venmo is one of the top payment processing companies for transferring money over email.
Visa is an international payments technology firm trying to facilitate digital money use by individuals, companies, financial institutions, and governments. It makes it possible for businesses of any size to better their operations by using various payment processing technologies thanks to the company’s infrastructure. You can see Visa’s interchange fees online. It is the most reilable among payment processing companies on this page.
WePay is a payment system that may be used for group payments. Additionally, it is a robust payment option for crowdfunding websites, marketplaces, and business tools. WePay offers a variety of payment methods in addition to other business tools to companies of varying sizes. WePay provides solutions tailored to various industries, particularly crowdfunding and marketplace platforms.
97. Western Union
Western Union provides both retail locations and an online interface to send and receive money, make payments, and pay bills. In addition to that, it includes money orders and prepaid cards. One-click is all that’s required for users of the Western Union service to both transfer and receive payments. It is among the best Payment processing companies to send and receive money in no time.
One of the most widely used e-commerce systems on the planet, WooCommerce allows for integrating a diverse selection of payment methods. As a result, all sizes of organizations may take advantage of the e-commerce payment processing solutions provided by WooCommerce. It is one of the ultimate payment processing companies you should think about for your business.
WorldPay is a worldwide payment processing platform for small to medium-sized companies, digital enterprises, and enterprise corporations. This platform enables businesses to take all forms of payments, including mobile payments and works for businesses of all sizes. Most of WorldPay’s attention is directed at global financial markets and currencies. It is among the best Payment processing companies you should consider for your business.
Yoozy provides small companies with various business services, including credit card processing, check processing, point-of-sale (POS) equipment, mobile payments, NFC mobile wallets, loyalty and marketing solutions, gift cards, online solutions, cash advances, and consultancy. It facilitates online payments, the acceptance of ACH and eChecks, as well as payment processing. In addition, Yoozy provides point-of-sale (POS) systems, gift cards, and prepaid cards. It is one of the best among other Payment processing companies on this list.
A credit card processing firm is required for most organizations to fulfill the need to accept payments made through debit and credit cards. A credit card processor is a third party that operates as an intermediary between your company and the credit card companies used by your clients. Whether your company operates solely online, out of a physical location, or some mix of the two, it would help if you had a payment processor that can handle a wider variety of payment methods than simply cash and checks. However, since such a wide variety of processing costs, regulations, and alternatives are available, selecting the best processor for your company may be a real pain in the neck.
We are standing by to provide a hand. We have sifted through all the available information to provide you with a list of the top payment processing companies for 2023. To help you in making a more informed decision, we have investigated many factors, including transaction fees, pricing methods, customer service, third-party integrations, hardware possibilities, and security features. You can now choose the best one from the list of the best payment processing companies for businesses of all sizes.